Medicare is one of the world’s largest public health insurance programs. It provides health care coverage to people above age 65, and younger people who have been diagnosed with qualifying disabilities.
To learn more about Medicare and how you can qualify for coverage, please continue reading.
What is Medicare?
Medicare is a federal health insurance program for those who are 65 years of age or have a physical or mental disability and receive Social Security or Railroad Disability insurance for a minimum of 24 months. Medicare provides coverage to more than 150 million people, and that number continues to grow. Approximately 11,000 baby boomers are turning age 65 every day in America and the majority are eligible for Medicare.
How To Get Medicare Coverage
If you want to get Medicare coverage, the first thing you need to do is apply. You can apply for coverage at the Social Security Administration website. If you have a Social Security Administration office nearby you, they may be able to help you get started as well. If neither of these options work for you, feel free to give an insurance agent a call. They will be able to guide you through the enrollment process quickly.
Are You Eligible For Medicare?
The basic eligibility requirement for Medicare is that you must be age 65 or older. Though, some people qualify without meeting this age requirement. To get Medicare benefits before you turn 65, you need to be diagnosed with a qualifying disability.
To qualify with a disability, you must collect Social Security Disability benefits for a minimum of two years. If you haven’t yet done so, the only other way to qualify would be to confirm diagnosis of one of the following two diseases:
- Amyotrophic Lateral Sclerosis
- End-Stage Renal Disease
Premium-free Medicare Eligibility
Some people qualify to receive Part A of Medicare at no cost. To get premium-free Part A coverage, you or your spouse must have worked and paid Medicare taxes for a minimum of ten years. You can also qualify for premium free Part A benefits if you or your spouse had Medicare-covered government employment in the past.
Shop Medicare Plans
To access Medicare benefits, you must first become eligible. If you are now eligible to receive benefits, why not apply now? Give us a call now to begin organizing your retirement health care coverage. For more information about your coverage options in Iowa and across the Nation, reach out to Larry Klein of Iowa Medicare Group today!